Utica, NY

Is Now a Good Time to Sell in Utica, New York?

The median home in Utica sells for $189,450 with prices up 8.3% year-over-year. The average seller pays $5,684 in commissions — Ridleys flat fee saves you $2,185.

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Utica Real Estate Market Conditions — March 2026

67out of 100

Ridley Sell Score

How it's scored →

Moderate

67/100

A balanced market with opportunities for well-priced homes.

What this means for sellers

The Utica market is balanced — neither strongly favoring buyers nor sellers. Accurate pricing is key: overpriced homes will sit, but correctly priced listings are still moving. Watch for competing listings dropping prices — come in sharp from day one. Sellers who prepare well can still achieve strong results.

Inventory TightnessNeutral

3.1 months of supply — near the balanced threshold of 5 months. New York average is 2.7.

Price MomentumNeutral

Prices up 8.3% year-over-year — vs. +15% statewide.

Seller LeverageNeutral

Homes selling at 98% of asking — buyers are negotiating 2% below list. New York average is 99.7%.

Bidding ActivityFavors sellers

42.9% of homes selling above list price — 15% above the New York average of 37.2%.

Sale SpeedFavors sellers

27 median days on market — 20 days faster than the New York average.

Market UrgencyNeutral

32% of listings go pending within 2 weeks — vs. 21% statewide.

Price StabilityFavors buyers

22.1% of listings have dropped their price. New York average is 15.3%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$189,450

+8.3%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

27

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$144

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

98%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

3.1

Balanced

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.
Somewhat Competitive

Sold Above List

Percentage of homes that sold for more than their list price.

42.9%

Moderate demand

Price Drops

Percentage of active listings that had a price reduction.

22.1%

Pricing matters

Pending in 2 Weeks

Percentage of listings that went under contract within 14 days.

32%

Moderate pace

12-Month Price Trend

$150,000$189,450

26.3%
$200K$180K$160K
AprJunAugOctDecFebMar

Data updated March 2026

Get AI-powered market intelligence

Personalized pricing signals, demand shifts, and Sell Score changes for Utica — delivered monthly.

Your savings

How much can you save selling your home in Utica?

The average Utica homeowner saves $2,185 by selling with Ridley instead of paying the traditional 3% listing commission on a $189,450 home.

$0Estimated savings

That could furnish your new living room — save 1.2% of your home value

$189,450

$50,000$10M

Traditional Agent (3%)

$5,684

Ridley Pro (flat fee)

$3,499

Ready to sell in Utica?

Get a personalized selling strategy with AI-powered pricing analysis

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Cost comparison

How much does it cost to sell a house in Utica?

The total cost to sell a house in Utica in 2026 ranges from $999 with Ridley Essentials to approximately $5,684 with a traditional 3% commission on a $189,450 home.

Traditional AgentBest valueRidley ProRidley EssentialsFSBO
Listing fee$5,684$3,499$999$0
Buyer agent$5,3052.8% avg$3,789~2% avg$3,789~2% avg$5,3052.8% avg
Closing costs (~1.5%)$2,842$2,842$2,842$2,842
Total cost$13,831$10,130$7,630$8,147
Net proceeds$175,619$179,320$181,820$181,303
You save$2,185$4,685$5,684No support

Based on the Utica median home price of $189,450. Buyer agent commission and closing costs are estimated and may vary.

How to sell your house and save on commission in Utica

A flat fee of $3,499 instead of the typical $5,684 commission — with a dedicated agent at every step.

1

AI + expert price your home

AI-powered comps reviewed by your dedicated agent — using Utica market data so you list at the right price.

2

AI prepares your home

AI walk-through identifies what to fix, stage, and photograph. Your agent advises on what actually moves the needle.

3

Listed on MLS & 100+ sites

Professional listing syndicated to Zillow, Redfin, and everywhere Utica buyers look — plus a custom Ridley listing page with AI chat.

4

Your agent negotiates

Offer comparison, counteroffer strategy, and all back-and-forth with buyers' agents — handled by your dedicated agent.

5

Close and keep $2,185 more

Contracts, disclosures, deadline tracking, and closing coordination — from accepted offer to keys.

FAQ

Common questions about selling in Utica.

Ready to sell in Utica?

Save $2,185

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