Is Troy a buyer's or seller's market right now?

Troy is currently a buyer's market with 6 months of supply. 25% of homes sell above asking price. The Ridley Sell Score for Troy is 43/100 (Cooling), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Troy?

The median home price in Troy is $258,450, up 2.6% year-over-year. The median price per square foot is $156. Homes sell in a median of 266 days with a sale-to-list ratio of 99.8%.

How much does it cost to sell a home in Troy, Texas?

On a $258,450 home in Troy, a traditional listing agent charges around $7,754 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $20,676 or more. With Ridley Essentials ($999) you save $6,755, and with Ridley Pro ($3,499) you save $4,255 while getting full agent support.

How does Ridley's flat fee compare to a traditional Troy agent?

A traditional Troy listing agent typically charges 3% of the sale price — about $7,754 on a $258,450 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $6,755–$4,255 compared to a traditional agent.

How long does it take to sell a home in Troy?

The median home in Troy currently spends 266 days on the market before going under contract, up 72% from last year. At a 99.8% sale-to-list ratio, sellers are getting very close to or above asking price. Only 20.8% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Texas?

No. Texas does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $258,450 home, that could save you up to $4,255.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Texas. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $7,754 commission.

National/Texas

Troy, TX

Is Now a Good Time to Sell in Troy, Texas?

The median home in Troy sells for $258,450 with prices up 2.6% year-over-year. The average seller pays $7,754 in commissions — Ridley’s flat fee saves you $4,255.

Troy Real Estate Market Conditions — April 2026

43out of 100

Ridley Sell Score

How it's scored →

Cooling

43/100

The market is shifting — strategic pricing and presentation matter more.

What this means for sellers

The Troy market is cooling, and sellers need to be strategic. Buyers have more options and are negotiating harder. Invest in staging and professional photography to differentiate your listing. Flexibility on terms can make the difference in attracting serious buyers.

Inventory TightnessFavors buyers

6 months of supply — above the 5-month balanced threshold, giving buyers more options. Texas average is 6.5.

Price MomentumNeutral

Prices up 2.6% year-over-year — vs. +6.6% statewide.

Seller LeverageFavors sellers

Homes selling at 99.8% of asking — buyers are negotiating 0.2% below list. Texas average is 96.4%.

Bidding ActivityNeutral

25% of homes selling above list price — 169% above the Texas average of 9.3%.

Sale SpeedFavors buyers

266 median days on market — 148 days slower than the Texas average.

Market UrgencyFavors buyers

0% of listings go pending within 2 weeks — vs. 13.5% statewide.

Price StabilityNeutral

20.8% of listings have dropped their price. Texas average is 22%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$258,450

+2.6%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

266

+72%

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$156

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

99.8%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

Buyer’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Not Very Competitive

Sold Above List

Percentage of homes that sold for more than their list price.

25%

Moderate demand

Price Drops

Percentage of active listings that had a price reduction.

20.8%

Pricing matters

12-Month Price Trend

$251,300 → $258,450

▲2.8%

$300K$250K

MayJulSepNovJanMarApr

Data updated April 2026

Get AI-powered market intelligence

Personalized pricing signals, demand shifts, and Sell Score changes for Troy — delivered monthly.

Your savings

How much can you save selling your home in Troy?

The average Troy homeowner saves $4,255 by selling with Ridley instead of paying the traditional 3% listing commission on a $258,450 home.

$0Estimated savings

That could furnish your new living room — save 1.6% of your home value

Your Troy home value

$258,450

$50,000$10M

Traditional Agent (3%)

$7,754

Ridley Pro (flat fee)

$3,499

Ready to sell in Troy?

Get a personalized selling strategy with AI-powered pricing analysis

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Cost comparison

How much does it cost to sell a house in Troy?

The total cost to sell a house in Troy in 2026 ranges from $999 with Ridley Essentials to approximately $7,754 with a traditional 3% commission on a $258,450 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$7,754	$3,499	$999	$0
Buyer agent	$7,2372.8% avg	$5,169~2% avg	$5,169~2% avg	$7,2372.8% avg
Closing costs (~1.5%)	$3,877	$3,877	$3,877	$3,877
Total cost	$18,868	$12,545	$10,045	$11,114
Net proceeds	$239,582	$245,905	$248,405	$247,336
You save	—	$6,323	$8,823	$7,754No support