Is Troy a buyer's or seller's market right now?

Troy is currently a seller's market with 1.7 months of supply. 16.7% of homes sell above asking price, and 50% go pending within two weeks. The Ridley Sell Score for Troy is 58/100 (Moderate), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Troy?

The median home price in Troy is $277,450, down 3.3% year-over-year. The median price per square foot is $215. Homes sell in a median of 29 days with a sale-to-list ratio of 98.8%.

How much does it cost to sell a home in Troy, Missouri?

On a $277,450 home in Troy, a traditional listing agent charges around $8,324 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $22,196 or more. With Ridley Essentials ($999) you save $7,325, and with Ridley Pro ($3,499) you save $4,825 while getting full agent support.

How does Ridley's flat fee compare to a traditional Troy agent?

A traditional Troy listing agent typically charges 3% of the sale price — about $8,324 on a $277,450 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $7,325–$4,825 compared to a traditional agent.

How long does it take to sell a home in Troy?

The median home in Troy currently spends 29 days on the market before going under contract. 50% of homes go pending within two weeks. At a 98.8% sale-to-list ratio, sellers are seeing some negotiation. Only 35% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Missouri?

No. Missouri does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $277,450 home, that could save you up to $4,825.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Missouri. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $8,324 commission.

National/Missouri

Troy, MO

Is Now a Good Time to Sell in Troy, Missouri?

The median home in Troy sells for $277,450 with prices down 3.3% year-over-year. The average seller pays $8,324 in commissions — Ridley’s flat fee saves you $4,825.

Troy Real Estate Market Conditions — March 2026

58out of 100

Ridley Sell Score

How it's scored →

Moderate

58/100

A balanced market with opportunities for well-priced homes.

What this means for sellers

The Troy market is balanced — neither strongly favoring buyers nor sellers. Accurate pricing is key: overpriced homes will sit, but correctly priced listings are still moving. Watch for competing listings dropping prices — come in sharp from day one. Sellers who prepare well can still achieve strong results.

Inventory TightnessFavors sellers

1.7 months of supply — well below the 5-month balanced threshold — 39% below the Missouri average of 2.8.

Price MomentumFavors buyers

Prices down 3.3% year-over-year — vs. +4.2% statewide.

Seller LeverageNeutral

Homes selling at 98.8% of asking — buyers are negotiating 1.2% below list. Missouri average is 98.6%.

Bidding ActivityFavors buyers

16.7% of homes selling above list price — 17% above the Missouri average of 14.3%.

Sale SpeedFavors sellers

29 median days on market — 16 days faster than the Missouri average.

Market UrgencyFavors sellers

50% of listings go pending within 2 weeks — vs. 40.4% statewide.

Price StabilityFavors buyers

35% of listings have dropped their price — accurate initial pricing is critical. Missouri average is 27%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$277,450

-3.3%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$215

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

98.8%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

1.7

Seller’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Somewhat Competitive

Sold Above List

Percentage of homes that sold for more than their list price.

16.7%

Room to negotiate

Price Drops

Percentage of active listings that had a price reduction.

35%

Price carefully

Pending in 2 Weeks

Percentage of listings that went under contract within 14 days.

50%

Fast-moving

12-Month Price Trend

$285,000 → $277,450

▼2.6%

$300K$290K$280K$270K

AprJunAugOctDecFebMar

Data updated March 2026

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Personalized pricing signals, demand shifts, and Sell Score changes for Troy — delivered monthly.

Your savings

How much can you save selling your home in Troy?

The average Troy homeowner saves $4,825 by selling with Ridley instead of paying the traditional 3% listing commission on a $277,450 home.

$0Estimated savings

That could furnish your new living room — save 1.7% of your home value

Your Troy home value

$277,450

$50,000$10M

Traditional Agent (3%)

$8,324

Ridley Pro (flat fee)

$3,499

Ready to sell in Troy?

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Cost comparison

How much does it cost to sell a house in Troy?

The total cost to sell a house in Troy in 2026 ranges from $999 with Ridley Essentials to approximately $8,324 with a traditional 3% commission on a $277,450 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$8,324	$3,499	$999	$0
Buyer agent	$7,7692.8% avg	$5,549~2% avg	$5,549~2% avg	$7,7692.8% avg
Closing costs (~1.5%)	$4,162	$4,162	$4,162	$4,162
Total cost	$20,255	$13,210	$10,710	$11,931
Net proceeds	$257,195	$264,240	$266,740	$265,519
You save	—	$4,825	$7,325	$8,324No support