Is Swampscott a buyer's or seller's market right now?

Swampscott is currently a seller's market with 2.1 months of supply. 40% of homes sell above asking price, and 40% go pending within two weeks. The Ridley Sell Score for Swampscott is 74/100 (Strong), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Swampscott?

The median home price in Swampscott is $805,000, up 33.1% year-over-year. The median price per square foot is $452. Homes sell in a median of 36 days with a sale-to-list ratio of 99.2%.

How much does it cost to sell a home in Swampscott, Massachusetts?

On a $805,000 home in Swampscott, a traditional listing agent charges around $24,150 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $64,400 or more. With Ridley Essentials ($999) you save $23,151, and with Ridley Pro ($3,499) you save $20,651 while getting full agent support.

How does Ridley's flat fee compare to a traditional Swampscott agent?

A traditional Swampscott listing agent typically charges 3% of the sale price — about $24,150 on a $805,000 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $23,151–$20,651 compared to a traditional agent.

How long does it take to sell a home in Swampscott?

The median home in Swampscott currently spends 36 days on the market before going under contract, up 15% from last year. 40% of homes go pending within two weeks. At a 99.2% sale-to-list ratio, sellers are getting very close to or above asking price. Only 9.5% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Massachusetts?

No. Massachusetts does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $805,000 home, that could save you up to $20,651.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Massachusetts. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $24,150 commission.

National/Massachusetts

Swampscott, MA

Is Now a Good Time to Sell in Swampscott, Massachusetts?

The median home in Swampscott sells for $805,000 with prices up 33.1% year-over-year. The average seller pays $24,150 in commissions — Ridley’s flat fee saves you $20,651.

Swampscott Real Estate Market Conditions — April 2026

74out of 100

Ridley Sell Score

How it's scored →

Strong

74/100

Conditions strongly favor sellers — high demand and fast sales.

What this means for sellers

Conditions in Swampscott favor sellers right now. Demand is outpacing supply, and well-priced homes should attract strong interest. Sellers who list now are positioned to sell quickly and close at or above asking price.

Inventory TightnessFavors sellers

2.1 months of supply — below the 5-month balanced threshold — 22% below the Massachusetts average of 2.7.

Price MomentumFavors sellers

Prices up 33.1% year-over-year — vs. +6.7% statewide.

Seller LeverageFavors sellers

Homes selling at 99.2% of asking — buyers are negotiating 0.8% below list. Massachusetts average is 98.7%.

Bidding ActivityFavors sellers

40% of homes selling above list price — 31% above the Massachusetts average of 30.6%.

Sale SpeedFavors sellers

36 median days on market — 26 days faster than the Massachusetts average.

Market UrgencyFavors sellers

40% of listings go pending within 2 weeks — vs. 34.3% statewide.

Price StabilityFavors sellers

Only 9.5% of listings have dropped their price — sellers are holding firm. Massachusetts average is 14%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$805,000

+33.1%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

+15%

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$452

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

99.2%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

2.1

Seller’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Somewhat Competitive

Sold Above List

Percentage of homes that sold for more than their list price.

40%

Moderate demand

Price Drops

Percentage of active listings that had a price reduction.

9.5%

Well-priced market

Pending in 2 Weeks

Percentage of listings that went under contract within 14 days.

40%

Moderate pace

12-Month Price Trend

$900,000 → $805,000

▼10.6%

$900K$880K$860K$840K$820K

MayJulSepNovJanMarApr

Data updated April 2026

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Personalized pricing signals, demand shifts, and Sell Score changes for Swampscott — delivered monthly.

Your savings

How much can you save selling your home in Swampscott?

The average Swampscott homeowner saves $20,651 by selling with Ridley instead of paying the traditional 3% listing commission on a $805,000 home.

$0Estimated savings

That could fund a full kitchen remodel — save 2.6% of your home value

Your Swampscott home value

$805,000

$50,000$10M

Traditional Agent (3%)

$24,150

Ridley Pro (flat fee)

$3,499

Ready to sell in Swampscott?

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Cost comparison

How much does it cost to sell a house in Swampscott?

The total cost to sell a house in Swampscott in 2026 ranges from $999 with Ridley Essentials to approximately $24,150 with a traditional 3% commission on a $805,000 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$24,150	$3,499	$999	$0
Buyer agent	$22,5402.8% avg	$16,100~2% avg	$16,100~2% avg	$22,5402.8% avg
Closing costs (~1.5%)	$12,075	$12,075	$12,075	$12,075
Total cost	$58,765	$31,674	$29,174	$34,615
Net proceeds	$746,235	$773,326	$775,826	$770,385
You save	—	$27,091	$29,591	$24,150No support