Is Loma a buyer's or seller's market right now?

Loma is currently a buyer's market with 9 months of supply. Homes are selling at 97.8% of list price, and 50% go pending within two weeks. The Ridley Sell Score for Loma is 50/100 (Moderate), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Loma?

The median home price in Loma is $655,000, up 36.5% year-over-year. The median price per square foot is $385. Homes sell in a median of 96 days with a sale-to-list ratio of 97.8%.

How much does it cost to sell a home in Loma, Colorado?

On a $655,000 home in Loma, a traditional listing agent charges around $19,650 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $52,400 or more. With Ridley Pro, your listing fee is just $3,499 — saving you $16,151.

How does Ridley's flat fee compare to a traditional Loma agent?

A traditional Loma listing agent typically charges 3% of the sale price — about $19,650 on a $655,000 home. Ridley Pro is a flat $3,499 with a dedicated licensed agent. That means you save $16,151 compared to a traditional agent.

How long does it take to sell a home in Loma?

The median home in Loma currently spends 96 days on the market before going under contract, up 84% from last year. 50% of homes go pending within two weeks. At a 97.8% sale-to-list ratio, sellers are seeing some negotiation. Only 22.2% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Colorado?

No. Colorado does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $655,000 home, that could save you up to $16,151.

What's included with Ridley Pro?

Ridley Pro ($3,499) includes MLS listing distribution, a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. It's the full-service experience at a fraction of the traditional $19,650 commission.

National/Colorado

Loma, CO

Is Now a Good Time to Sell in Loma, Colorado?

The median home in Loma sells for $655,000 with prices up 36.5% year-over-year. The average seller pays $19,650 in commissions — Ridley’s flat fee saves you $16,151.

Loma Real Estate Market Conditions — April 2026

50out of 100

Ridley Sell Score

How it's scored →

Moderate

50/100

A balanced market with opportunities for well-priced homes.

What this means for sellers

The Loma market is balanced — neither strongly favoring buyers nor sellers. Accurate pricing is key: overpriced homes will sit, but correctly priced listings are still moving. Don't count on bidding wars — price to attract offers rather than leave room for negotiation. Sellers who prepare well can still achieve strong results.

Inventory TightnessFavors buyers

9 months of supply — above the 5-month balanced threshold, giving buyers more options. Colorado average is 3.5.

Price MomentumFavors sellers

Prices up 36.5% year-over-year — vs. +8.2% statewide.

Seller LeverageNeutral

Homes selling at 97.8% of asking — buyers are negotiating 2.2% below list. Colorado average is 97.5%.

Bidding ActivityFavors buyers

0% of homes selling above list price — 100% below the Colorado average of 15.7%.

Sale SpeedFavors buyers

96 median days on market — in line with the Colorado average.

Market UrgencyFavors sellers

50% of listings go pending within 2 weeks — vs. 23.4% statewide.

Price StabilityFavors buyers

22.2% of listings have dropped their price. Colorado average is 21.7%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$655,000

+36.5%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

+84%

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$385

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

97.8%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

Buyer’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Not Very Competitive

Price Drops

Percentage of active listings that had a price reduction.

22.2%

Pricing matters

Pending in 2 Weeks

Percentage of listings that went under contract within 14 days.

50%

Fast-moving

Data updated April 2026

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Personalized pricing signals, demand shifts, and Sell Score changes for Loma — delivered monthly.

Your savings

How much can you save selling your home in Loma?

The average Loma homeowner saves $16,151 by selling with Ridley instead of paying the traditional 3% listing commission on a $655,000 home.

$0Estimated savings

That's a dream family vacation — save 2.5% of your home value

Your Loma home value

$655,000

$50,000$10M

Traditional Agent (3%)

$19,650

Ridley Pro (flat fee)

$3,499

Ready to sell in Loma?

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Cost comparison

How much does it cost to sell a house in Loma?

The total cost to sell a house in Loma in 2026 ranges from $3,499 with Ridley to approximately $19,650 with a traditional 3% commission on a $655,000 home.

	Traditional Agent	Best valueRidley Pro	FSBO
Listing fee	$19,650	$3,499	$0
Buyer agent	$18,3402.8% avg	$13,100~2% avg	$18,3402.8% avg
Closing costs (~1.5%)	$9,825	$9,825	$9,825
Total cost	$47,815	$26,424	$28,165
Net proceeds	$607,185	$628,576	$626,835
You save	—	$21,391	$19,650No support