Is Lincoln a buyer's or seller's market right now?

Lincoln is currently a buyer's market with 10 months of supply. Homes are selling at 100% of list price. The Ridley Sell Score for Lincoln is 44/100 (Cooling), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Lincoln?

The median home price in Lincoln is $399,000, down 0.2% year-over-year. The median price per square foot is $235. Homes sell in a median of 271 days with a sale-to-list ratio of 100%.

How much does it cost to sell a home in Lincoln, Montana?

On a $399,000 home in Lincoln, a traditional listing agent charges around $11,970 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $31,920 or more. With Ridley Essentials ($999) you save $10,971, and with Ridley Pro ($3,499) you save $8,471 while getting full agent support.

How does Ridley's flat fee compare to a traditional Lincoln agent?

A traditional Lincoln listing agent typically charges 3% of the sale price — about $11,970 on a $399,000 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $10,971–$8,471 compared to a traditional agent.

How long does it take to sell a home in Lincoln?

The median home in Lincoln currently spends 271 days on the market before going under contract. At a 100% sale-to-list ratio, sellers are getting very close to or above asking price.

Do I need a real estate agent to sell in Montana?

No. Montana does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $399,000 home, that could save you up to $8,471.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Montana. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $11,970 commission.

National/Montana

Lincoln, MT

Is Now a Good Time to Sell in Lincoln, Montana?

The median home in Lincoln sells for $399,000 with prices down 0.2% year-over-year. The average seller pays $11,970 in commissions — Ridley’s flat fee saves you $8,471.

Lincoln Real Estate Market Conditions — March 2026

44out of 100

Ridley Sell Score

How it's scored →

Cooling

44/100

The market is shifting — strategic pricing and presentation matter more.

What this means for sellers

The Lincoln market is cooling, and sellers need to be strategic. Buyers have more options and are negotiating harder. Invest in staging and professional photography to differentiate your listing. Flexibility on terms can make the difference in attracting serious buyers.

Inventory TightnessFavors buyers

10 months of supply — above the 5-month balanced threshold, giving buyers more options. Montana average is 4.4.

Price MomentumNeutral

Prices down 0.2% year-over-year — vs. +5.4% statewide.

Seller LeverageFavors sellers

Homes selling at 100% of asking — sellers are getting 0% above list on average. Montana average is 99.6%.

Bidding ActivityFavors buyers

0% of homes selling above list price — the Montana average of 0%.

Sale SpeedFavors buyers

271 median days on market — 149 days slower than the Montana average.

Market UrgencyFavors buyers

0% of listings go pending within 2 weeks — vs. 11.9% statewide.

Price StabilityFavors sellers

Only 0% of listings have dropped their price — sellers are holding firm. Montana average is 10.7%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$399,000

-0.2%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

271

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$235

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

100%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

Buyer’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Somewhat Competitive

12-Month Price Trend

$282,500 → $399,000

▲41.2%

$800K$600K$400K$200K

AprJunAugOctDecFebMar

Data updated March 2026

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Personalized pricing signals, demand shifts, and Sell Score changes for Lincoln — delivered monthly.

Your savings

How much can you save selling your home in Lincoln?

The average Lincoln homeowner saves $8,471 by selling with Ridley instead of paying the traditional 3% listing commission on a $399,000 home.

$0Estimated savings

That's 6 months of groceries — save 2.1% of your home value

Your Lincoln home value

$399,000

$50,000$10M

Traditional Agent (3%)

$11,970

Ridley Pro (flat fee)

$3,499

Ready to sell in Lincoln?

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Cost comparison

How much does it cost to sell a house in Lincoln?

The total cost to sell a house in Lincoln in 2026 ranges from $999 with Ridley Essentials to approximately $11,970 with a traditional 3% commission on a $399,000 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$11,970	$3,499	$999	$0
Buyer agent	$11,1722.8% avg	$7,980~2% avg	$7,980~2% avg	$11,1722.8% avg
Closing costs (~1.5%)	$5,985	$5,985	$5,985	$5,985
Total cost	$29,127	$17,464	$14,964	$17,157
Net proceeds	$369,873	$381,536	$384,036	$381,843
You save	—	$8,471	$10,971	$11,970No support