Dubuque, IA

Is Now a Good Time to Sell in Dubuque, Iowa?

The median home in Dubuque sells for $225,000 with prices up 4.7% year-over-year. The average seller pays $6,750 in commissions — Ridleys flat fee saves you $3,251.

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Dubuque Real Estate Market Conditions — March 2026

55out of 100

Ridley Sell Score

How it's scored →

Moderate

55/100

A balanced market with opportunities for well-priced homes.

What this means for sellers

The Dubuque market is balanced — neither strongly favoring buyers nor sellers. Accurate pricing is key: overpriced homes will sit, but correctly priced listings are still moving. Don't count on bidding wars — price to attract offers rather than leave room for negotiation. Sellers who prepare well can still achieve strong results.

Inventory TightnessNeutral

4.3 months of supply — near the balanced threshold of 5 months. Iowa average is 4.7.

Price MomentumNeutral

Prices up 4.7% year-over-year — vs. +8.6% statewide.

Seller LeverageNeutral

Homes selling at 99% of asking — buyers are negotiating 1% below list. Iowa average is 96.9%.

Bidding ActivityFavors buyers

17.2% of homes selling above list price — 8% above the Iowa average of 15.9%.

Sale SpeedFavors sellers

47 median days on market — 16 days faster than the Iowa average.

Market UrgencyFavors sellers

42.3% of listings go pending within 2 weeks — vs. 22.8% statewide.

Price StabilityFavors buyers

21.8% of listings have dropped their price. Iowa average is 23%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$225,000

+4.7%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

47

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$125

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

99%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

4.3

Balanced

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.
Somewhat Competitive

Sold Above List

Percentage of homes that sold for more than their list price.

17.2%

Room to negotiate

Price Drops

Percentage of active listings that had a price reduction.

21.8%

Pricing matters

Pending in 2 Weeks

Percentage of listings that went under contract within 14 days.

42.3%

Moderate pace

12-Month Price Trend

$210,000$225,000

7.1%
$250K$240K$230K$220K$210K
AprJunAugOctDecFebMar

Data updated March 2026

Get AI-powered market intelligence

Personalized pricing signals, demand shifts, and Sell Score changes for Dubuque — delivered monthly.

Your savings

How much can you save selling your home in Dubuque?

The average Dubuque homeowner saves $3,251 by selling with Ridley instead of paying the traditional 3% listing commission on a $225,000 home.

$0Estimated savings

That could furnish your new living room — save 1.4% of your home value

$225,000

$50,000$10M

Traditional Agent (3%)

$6,750

Ridley Pro (flat fee)

$3,499

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Get a personalized selling strategy with AI-powered pricing analysis

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Cost comparison

How much does it cost to sell a house in Dubuque?

The total cost to sell a house in Dubuque in 2026 ranges from $999 with Ridley Essentials to approximately $6,750 with a traditional 3% commission on a $225,000 home.

Traditional AgentBest valueRidley ProRidley EssentialsFSBO
Listing fee$6,750$3,499$999$0
Buyer agent$6,3002.8% avg$4,500~2% avg$4,500~2% avg$6,3002.8% avg
Closing costs (~1.5%)$3,375$3,375$3,375$3,375
Total cost$16,425$11,374$8,874$9,675
Net proceeds$208,575$213,626$216,126$215,325
You save$3,251$5,751$6,750No support

Based on the Dubuque median home price of $225,000. Buyer agent commission and closing costs are estimated and may vary.

How to sell your house and save on commission in Dubuque

A flat fee of $3,499 instead of the typical $6,750 commission — with a dedicated agent at every step.

1

AI + expert price your home

AI-powered comps reviewed by your dedicated agent — using Dubuque market data so you list at the right price.

2

AI prepares your home

AI walk-through identifies what to fix, stage, and photograph. Your agent advises on what actually moves the needle.

3

Listed on MLS & 100+ sites

Professional listing syndicated to Zillow, Redfin, and everywhere Dubuque buyers look — plus a custom Ridley listing page with AI chat.

4

Your agent negotiates

Offer comparison, counteroffer strategy, and all back-and-forth with buyers' agents — handled by your dedicated agent.

5

Close and keep $3,251 more

Contracts, disclosures, deadline tracking, and closing coordination — from accepted offer to keys.

FAQ

Common questions about selling in Dubuque.

Ready to sell in Dubuque?

Save $3,251

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