Is Cumberland City a buyer's or seller's market right now?

Cumberland City is currently a buyer's market with 5 months of supply. Homes are selling at 98.3% of list price. The Ridley Sell Score for Cumberland City is 53/100 (Moderate), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Cumberland City?

The median home price in Cumberland City is $226,000, up 75.9% year-over-year. The median price per square foot is $130. Homes sell in a median of 0 days with a sale-to-list ratio of 98.3%.

How much does it cost to sell a home in Cumberland City, Tennessee?

On a $226,000 home in Cumberland City, a traditional listing agent charges around $6,780 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $18,080 or more. With Ridley Essentials ($999) you save $5,781, and with Ridley Pro ($3,499) you save $3,281 while getting full agent support.

How does Ridley's flat fee compare to a traditional Cumberland City agent?

A traditional Cumberland City listing agent typically charges 3% of the sale price — about $6,780 on a $226,000 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $5,781–$3,281 compared to a traditional agent.

How long does it take to sell a home in Cumberland City?

The median home in Cumberland City currently spends 0 days on the market before going under contract. At a 98.3% sale-to-list ratio, sellers are seeing some negotiation. Only 20% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Tennessee?

No. Tennessee does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $226,000 home, that could save you up to $3,281.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Tennessee. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $6,780 commission.

National/Tennessee

Cumberland City, TN

Is Now a Good Time to Sell in Cumberland City, Tennessee?

The median home in Cumberland City sells for $226,000 with prices up 75.9% year-over-year. The average seller pays $6,780 in commissions — Ridley’s flat fee saves you $3,281.

Cumberland City Real Estate Market Conditions — April 2026

53out of 100

Ridley Sell Score

How it's scored →

Moderate

53/100

A balanced market with opportunities for well-priced homes.

What this means for sellers

The Cumberland City market is balanced — neither strongly favoring buyers nor sellers. Accurate pricing is key: overpriced homes will sit, but correctly priced listings are still moving. Focus on presentation and pricing strategy to stand out. Sellers who prepare well can still achieve strong results.

Inventory TightnessFavors buyers

5 months of supply — near the balanced threshold of 5 months. Tennessee average is 4.4.

Price MomentumFavors sellers

Prices up 75.9% year-over-year — vs. +15.6% statewide.

Seller LeverageNeutral

Homes selling at 98.3% of asking — buyers are negotiating 1.7% below list. Tennessee average is 96.5%.

Bidding ActivityFavors buyers

0% of homes selling above list price — 100% below the Tennessee average of 16.1%.

Sale SpeedFavors sellers

0 median days on market — 104 days faster than the Tennessee average.

Market UrgencyFavors buyers

0% of listings go pending within 2 weeks — vs. 15.1% statewide.

Price StabilityNeutral

20% of listings have dropped their price. Tennessee average is 22.2%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$226,000

+75.9%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$130

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

98.3%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

Buyer’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Not Very Competitive

Price Drops

Percentage of active listings that had a price reduction.

20%

Pricing matters

12-Month Price Trend

$190,000 → $226,000

▲18.9%

$220K$210K$200K$190K

MayJulSepNovJanMarApr

Data updated April 2026

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Personalized pricing signals, demand shifts, and Sell Score changes for Cumberland City — delivered monthly.

Your savings

How much can you save selling your home in Cumberland City?

The average Cumberland City homeowner saves $3,281 by selling with Ridley instead of paying the traditional 3% listing commission on a $226,000 home.

$0Estimated savings

That could furnish your new living room — save 1.5% of your home value

Your Cumberland City home value

$226,000

$50,000$10M

Traditional Agent (3%)

$6,780

Ridley Pro (flat fee)

$3,499

Ready to sell in Cumberland City?

Get a personalized selling strategy with AI-powered pricing analysis

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Cost comparison

How much does it cost to sell a house in Cumberland City?

The total cost to sell a house in Cumberland City in 2026 ranges from $999 with Ridley Essentials to approximately $6,780 with a traditional 3% commission on a $226,000 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$6,780	$3,499	$999	$0
Buyer agent	$6,3282.8% avg	$4,520~2% avg	$4,520~2% avg	$6,3282.8% avg
Closing costs (~1.5%)	$3,390	$3,390	$3,390	$3,390
Total cost	$16,498	$11,409	$8,909	$9,718
Net proceeds	$209,502	$214,591	$217,091	$216,282
You save	—	$5,089	$7,589	$6,780No support