Is Cosby a buyer's or seller's market right now?

Cosby is currently a balanced market with 3.3 months of supply. 25% of homes sell above asking price. The Ridley Sell Score for Cosby is 47/100 (Cooling), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Cosby?

The median home price in Cosby is $232,563. The median price per square foot is $175. Homes sell in a median of 44 days with a sale-to-list ratio of 95.5%.

How much does it cost to sell a home in Cosby, Tennessee?

On a $232,563 home in Cosby, a traditional listing agent charges around $6,977 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $18,605 or more. With Ridley Essentials ($999) you save $5,978, and with Ridley Pro ($3,499) you save $3,478 while getting full agent support.

How does Ridley's flat fee compare to a traditional Cosby agent?

A traditional Cosby listing agent typically charges 3% of the sale price — about $6,977 on a $232,563 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $5,978–$3,478 compared to a traditional agent.

How long does it take to sell a home in Cosby?

The median home in Cosby currently spends 44 days on the market before going under contract. At a 95.5% sale-to-list ratio, sellers are seeing some negotiation. Only 30.8% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Tennessee?

No. Tennessee does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $232,563 home, that could save you up to $3,478.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Tennessee. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $6,977 commission.

National/Tennessee

Cosby, TN

Is Now a Good Time to Sell in Cosby, Tennessee?

The median home in Cosby sells for $232,563. The average seller pays $6,977 in commissions — Ridley’s flat fee saves you $3,478.

Cosby Real Estate Market Conditions — April 2026

47out of 100

Ridley Sell Score

How it's scored →

Cooling

47/100

The market is shifting — strategic pricing and presentation matter more.

What this means for sellers

The Cosby market is cooling, and sellers need to be strategic. Buyers have more options and are negotiating harder. Invest in staging and professional photography to differentiate your listing. Flexibility on terms can make the difference in attracting serious buyers.

Inventory TightnessNeutral

3.3 months of supply — near the balanced threshold of 5 months. Tennessee average is 4.4.

Price MomentumNeutral

Prices flat 0% year-over-year — vs. +15.6% statewide.

Seller LeverageFavors buyers

Homes selling at 95.5% of asking — buyers are negotiating 4.5% below list. Tennessee average is 96.5%.

Bidding ActivityNeutral

25% of homes selling above list price — 55% above the Tennessee average of 16.1%.

Sale SpeedFavors sellers

44 median days on market — 60 days faster than the Tennessee average.

Market UrgencyFavors buyers

0% of listings go pending within 2 weeks — vs. 15.1% statewide.

Price StabilityFavors buyers

30.8% of listings have dropped their price — accurate initial pricing is critical. Tennessee average is 22.2%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$232,563

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$175

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

95.5%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

3.3

Balanced

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Not Very Competitive

Sold Above List

Percentage of homes that sold for more than their list price.

25%

Moderate demand

Price Drops

Percentage of active listings that had a price reduction.

30.8%

Pricing matters

Data updated April 2026

Get AI-powered market intelligence

Personalized pricing signals, demand shifts, and Sell Score changes for Cosby — delivered monthly.

Your savings

How much can you save selling your home in Cosby?

The average Cosby homeowner saves $3,478 by selling with Ridley instead of paying the traditional 3% listing commission on a $232,563 home.

$0Estimated savings

That could furnish your new living room — save 1.5% of your home value

Your Cosby home value

$232,563

$50,000$10M

Traditional Agent (3%)

$6,977

Ridley Pro (flat fee)

$3,499

Ready to sell in Cosby?

Get a personalized selling strategy with AI-powered pricing analysis

Get Your Selling Strategy

Cost comparison

How much does it cost to sell a house in Cosby?

The total cost to sell a house in Cosby in 2026 ranges from $999 with Ridley Essentials to approximately $6,977 with a traditional 3% commission on a $232,563 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$6,977	$3,499	$999	$0
Buyer agent	$6,5122.8% avg	$4,651~2% avg	$4,651~2% avg	$6,5122.8% avg
Closing costs (~1.5%)	$3,488	$3,488	$3,488	$3,488
Total cost	$16,977	$11,638	$9,138	$10,000
Net proceeds	$215,586	$220,925	$223,425	$222,563
You save	—	$5,339	$7,839	$6,977No support