Is Agency a buyer's or seller's market right now?

Agency is currently a seller's market with 1 months of supply. Homes are selling at 90.9% of list price. The Ridley Sell Score for Agency is 51/100 (Moderate), based on 7 real-time market signals including inventory, pricing trends, and buyer demand.

What's the median home price in Agency?

The median home price in Agency is $150,000, down 43.2% year-over-year. The median price per square foot is $138. Homes sell in a median of 36 days with a sale-to-list ratio of 90.9%.

How much does it cost to sell a home in Agency, Iowa?

On a $150,000 home in Agency, a traditional listing agent charges around $4,500 (3% commission). Add buyer agent commission (3%), closing costs (1–2%), and you could spend $12,000 or more. With Ridley Essentials ($999) you save $3,501, and with Ridley Pro ($3,499) you save $1,001 while getting full agent support.

How does Ridley's flat fee compare to a traditional Agency agent?

A traditional Agency listing agent typically charges 3% of the sale price — about $4,500 on a $150,000 home. Ridley offers two flat-fee plans: Essentials ($999) with MLS listing, marketing tools, and self-service support, or Pro ($3,499) with a dedicated licensed agent. That saves you $3,501–$1,001 compared to a traditional agent.

How long does it take to sell a home in Agency?

The median home in Agency currently spends 36 days on the market before going under contract, down 67% from last year. At a 90.9% sale-to-list ratio, sellers are seeing some negotiation. Only 100% of listings see a price drop, suggesting sellers can hold firm on pricing.

Do I need a real estate agent to sell in Iowa?

No. Iowa does not require you to use a real estate agent to sell your home. You can sell independently (FSBO) or use a flat-fee service like Ridley that gives you MLS access, professional tools, and expert support at a fraction of the traditional commission. On a $150,000 home, that could save you up to $1,001.

What's included with Ridley Essentials and Pro?

Ridley offers two plans in Iowa. Essentials ($999) includes MLS listing distribution, professional listing tools, marketing materials, and self-service support. Pro ($3,499) includes everything in Essentials plus a dedicated licensed agent partner, expert pricing consultation, offer review and negotiation support, contract and deadline management, and full closing coordination. Both save significantly vs. the traditional $4,500 commission.

National/Iowa

Agency, IA

Is Now a Good Time to Sell in Agency, Iowa?

The median home in Agency sells for $150,000 with prices down 43.2% year-over-year. The average seller pays $4,500 in commissions — Ridley’s flat fee saves you $1,001.

Agency Real Estate Market Conditions — April 2026

51out of 100

Ridley Sell Score

How it's scored →

Moderate

51/100

A balanced market with opportunities for well-priced homes.

What this means for sellers

The Agency market is balanced — neither strongly favoring buyers nor sellers. Accurate pricing is key: overpriced homes will sit, but correctly priced listings are still moving. Watch for competing listings dropping prices — come in sharp from day one. Sellers who prepare well can still achieve strong results.

Inventory TightnessFavors sellers

1 months of supply — well below the 5-month balanced threshold — 55% below the Iowa average of 2.2.

Price MomentumFavors buyers

Prices down 43.2% year-over-year — vs. +7.7% statewide.

Seller LeverageFavors buyers

Homes selling at 90.9% of asking — buyers are negotiating 9.1% below list. Iowa average is 96.3%.

Bidding ActivityFavors buyers

0% of homes selling above list price — 100% below the Iowa average of 17.5%.

Sale SpeedFavors sellers

36 median days on market — 36 days faster than the Iowa average.

Market UrgencyFavors buyers

0% of listings go pending within 2 weeks — vs. 15.5% statewide.

Price StabilityFavors buyers

100% of listings have dropped their price — accurate initial pricing is critical. Iowa average is 12.8%.

Score based on 7 real-time market signals. Updated with latest available data.

How it works →

Median Sale Price

The midpoint price of all homes sold in the past month. Half sold for more, half for less.

$150,000

-43.2%

Days on Market

How long the typical home sits on the market before going under contract. Lower is better for sellers.

-67%

Price per Sq Ft

Average cost per square foot of living space. Useful for comparing homes of different sizes.

$138

Sale-to-List Ratio

How close homes sell to their asking price. Above 100% means bidding wars; below means negotiation room.

90.9%

Months of Supply

How long it would take to sell all current listings at the current pace. Under 3 months favors sellers; over 6 favors buyers.

Seller’s market

Competitiveness

Overall market competition based on offers per listing, days on market, and sale-to-list ratio.

Not Very Competitive

Price Drops

Percentage of active listings that had a price reduction.

100%

Price carefully

Data updated April 2026

Get AI-powered market intelligence

Personalized pricing signals, demand shifts, and Sell Score changes for Agency — delivered monthly.

Your savings

How much can you save selling your home in Agency?

The average Agency homeowner saves $1,001 by selling with Ridley instead of paying the traditional 3% listing commission on a $150,000 home.

$0Estimated savings

That covers your moving costs — save 0.7% of your home value

Your Agency home value

$150,000

$50,000$10M

Traditional Agent (3%)

$4,500

Ridley Pro (flat fee)

$3,499

Ready to sell in Agency?

Get a personalized selling strategy with AI-powered pricing analysis

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Cost comparison

How much does it cost to sell a house in Agency?

The total cost to sell a house in Agency in 2026 ranges from $999 with Ridley Essentials to approximately $4,500 with a traditional 3% commission on a $150,000 home.

	Traditional Agent	Best valueRidley Pro	Ridley Essentials	FSBO
Listing fee	$4,500	$3,499	$999	$0
Buyer agent	$4,2002.8% avg	$3,000~2% avg	$3,000~2% avg	$4,2002.8% avg
Closing costs (~1.5%)	$2,250	$2,250	$2,250	$2,250
Total cost	$10,950	$8,749	$6,249	$6,450
Net proceeds	$139,050	$141,251	$143,751	$143,550
You save	—	$2,201	$4,701	$4,500No support